远离家园,远离祖国的外籍人员在中国大陆工作学习期间,难免遇到身体不适。以确保每时每刻能够享受到一份切身的医疗保障,我们为外籍在华人员提供了一整套保障方案,使其在繁忙的工作中无后顾之忧。
We understand people like you who live in aboard have to face many challenges, healthcare is one of them. You could suffer both physically and financially. How to avoid such problem? Ping An Health Insurance Company of China has provided a comprehensive solution for you.
我们共有尊享计划、尊尚计划、尊荣计划和尊康计划四个计划供您选择。最高保额依据保障计划的不同从30万到800万不等,保障区域依据保障计划可分为中国大陆区域和全球区域。这一系列计划在涵盖了门诊医疗、住院医疗及年度体检和口腔保健服务的同时,还包括了意外险及全球紧急救援服务。
We have four medical insurance packages: Ping An Zunxiang Medical Insurance, Ping An Zunshang Medical Insurance, Ping An Zunrong Medical Insurance and Ping An Zunkang Medical Insurance. You can choose Mainland China or Worldwide as your covered area. The highest annual limit is 8 million RMB, the lowest annual limit is 300000 RMB. The policy includes outpatient, inpatient, wellness and dental check up. You may choose accident insurance and worldwide emergency assistance as well based on your needs.
保障利益表 Benefit Table
|
尊享计划
zunxiang
|
尊尚计划
zunshang
|
尊荣计划
zunrong
|
尊康计划
zunkang
|
年度总保额
Annual Limit
|
800万
8 million
|
300万
3 million
|
50万
500000
|
30万
300000
|
保障区域
Geographic Coverage
|
全球
worldwide
|
中国大陆 Mainland China
(不包括香港、澳门和台湾地区 Excluding HK, Macau and Taiwan)
|
赔付比例
Reimburstment
|
100%
|
就诊医院
Hospital
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所有正规注册的医疗机构
All legal hospitals
|
除特定医院外的所有正规注册的医疗机构
All legal hospitals excluding specified hospitals
|
用药范围
Drugs allowed
|
合理且必须的由医生开具的具有国家药品监督管理部门合法的药品批准问好或者进口药品注册证书、医药产品注册证书的国产或进口药品的费用。
reasonable expenses and actually incurred during the hospitalization, for domestic or imported prescription drugs which are prescribed by doctors and have the approval numbers, imported drug registration certificates or pharmaceutical product registration certificates issued by competent national drug supervision and administration department.
|
门诊 Outpatient
|
药品费
Prescription Drugs
|
与住院合计不超过总保额
The combined expenses with inpatient cannot exceed the overall annual limits?
|
无限额
No limit
|
年度合计不超过
¥100,000
Cannot exceed 100000 RMB annually
|
无限额
No limit
|
年度合计不超过
¥30,000
Cannot exceed 300000 RMB annually
|
无限额
No limit
|
年度合计不超过
¥20,000
Cannot exceed 200000 RMB annually
|
无限额
No limit
|
挂号费/医生诊疗费,检查费,治疗费,门诊手术费
Consultation fees, Examinations and Laboratory Tests, Out-patient Surgery and Other Out-patient Treatment expenses
|
无限额
No limit
|
无限额
No limit
|
无限额
No limit
|
无限额
No limit
|
糖尿病治疗用品费
(胰岛素泵及相关用品)
Out-patient Psychiatric Treatment
|
无限额
No limit
|
无限额
No limit
|
无限额
No limit
|
¥10,000/年 year
|
物理治疗及其他特殊疗法(最多不超过10次/年)
Physiotherapy and Other Alternative Therapies. ( 10 visits / year)
|
无限额
No limit
|
无限额
No limit
|
¥500/次 visit
|
¥300/次 visit
|
激素替代治疗
Hormone Replacement Therapy
|
无限额
No limit
|
无限额
No limit
|
无限额
No limit
|
¥10,000/年 year
|
婴儿免疫和护理费
Infant Check-up and Vaccinations
|
¥8,000/年 year
|
¥5,000/年 year
|
¥3,000/年 year
|
¥2,000/年 year
|
特殊门诊
Special Out-patient Benefits
|
***
|
¥300,000/年 year
|
¥200,000/年 year
|
¥100,000/年 year
|
住 院 Inpatient
|
检查检验费,治疗费,医生费,药品费Examination and laboratory tests, other inpatient treatment expenses
|
与门诊合计不超过总保额
The combined expenses with outpatient cannot exceed the overall annual limits
|
无限额
No limit
|
与门诊合计不超过总保额
The combined expenses with outpatient cannot exceed the overall annual limits
|
无限额
No limit
|
与门诊合计不超过总保额
The combined expenses with outpatient cannot exceed the overall annual limits
|
¥100,000/年 year
|
与门诊合计不超过总保额
The combined expenses with outpatient cannot exceed the overall annual limits
|
¥50,000/年 year
|
手术费Non-organ Transplant Surgery and Organ Transplant Surgery
|
无限额
No limit
|
无限额
No limit
|
¥500,000/年 year
|
¥150,000/年 year
|
床位费,膳食费,护理费
(最多不超过180天/年)
Room, Board and Nursing
(up to 180 days/year)
|
无限额
No limit
|
无限额
No limit
|
¥2,000/日 day
|
¥1,000/日 day
|
住院加床费Companion Bed
|
无限额
No limit
|
无限额
No limit
|
¥1,000/日 day
|
¥600/日 day
|
监护病房床位费Intensive Care Unit
|
无限额
No limit
|
无限额
No limit
|
¥5,000/日 day
|
¥3,00 0/日 day
|
预防保健Preventative Care
|
健康体检
(1次/年)
Health Check-up(Limit to one per year)
|
在指定体检机构的年度健康体检服务,包括:
一般检查(身高、体重、血压等)、内科、外科、眼科、五官科、胸部X光检查、心电图、腹部超声波、小编常规、大便常规、血常规、血糖(空腹血糖)、肝胆常规、肾功能、血脂、乙肝检测等。
Includes general examination(height, weight, and blood pressure), routine physical examination of internal medicine, eye, ear, nose and throat, EKG, abdominal ultra-sonography, urine routine, stool routine, blood routine, blood sugar(AC), liver function, renal function, lipid profile, hepatitis B etc. at designated check-up institutions with a comprehensive evaluation report provided. Items may vary in different packages
|
口腔保健
(1次/年)
Preventative Dental Care(Limit to one per year)
|
在指定体检机构的年度口腔保健服务,包括:
1.基本项目:口腔检查、洗牙、抛光。
2.可选项目(三选一):口腔全景片、喷砂、进口氟化治疗。
Includes basic items: Oral examination, ultrasonic scaling, and polishing. Optional Items: Panoramic X-ray, sand blasting and topical fluoride (one in three only).
|
全球紧急救援Worldwide Emergency Assistance
|
紧急救援,护院转运,护送转院后发生的交通费用及住宿费用
Includes medical referral and emergency medical evacuation, accommodation for compassionate visit, repatriation to the country of residence
|
¥800,000/年 year
|
¥500,000/年 year
|
¥300,000/年 year
|
¥150,000/年 year
|
遗体转运及安葬等
Includes repatriation of mortal remains or ashes, local cremation or local burial.
|
¥800,000/年 year
|
¥500,000/年 year
|
¥300,000/年 year
|
¥150,000/年 year
|
意外险 Accident Insurance
|
意外身故 Accidental Death
|
50万
500000 RMB
|
意外残疾
Accident Disability
|
航空意外身故及残疾
Air accident death and disability
|
50万
500000 RMB
|
火车、轮船意外身故及残疾
Train, ship accident death and disability
|
25万
250000 RMB
|
营运汽车意外身故及残疾
Coach accident death and disability
|
10万
100000 RMB
|
注:16-60周岁主被保险人适用于本计划
Principle insured must between 16 and 60 years old?
|
升级计划:Improved Plan
16-60周岁的主被保险人可通过补缴差额保费意外险计划提高,详见下表:
Principle insured age between 16 and 60 years old can update their accident insurance plan by paying the premium difference.
保障责任
Benefit
|
保额
Limits
|
意外身故
Accident death
|
100万
1 million
|
意外残疾
Accident disability
|
航空意外身故及残疾
Air accident death and disability
|
50万
500000 RMB
|
火车、轮船意外身故及残疾
Train, ship accident death and disability
|
25万
250000 RMB
|
营运汽车意外身故及残疾
Coach accident death and disability
|
10万
100000 RMB
|
子女计划:Children Plan
0-16周岁的未成年子女可选择下述方案,
Children age between 0 and 16 years old may choose the following plans:
保障责任
Benefit
|
保额
Limits
|
意外身故
Accident death
|
10万
100000 RMB
|
意外残
Accident disability
|
航空意外身故及残疾
Air accident death and disability
|
10万
100000 RMB
|
火车、轮船意外身故及残疾
Train, ship death and disability
|
5万
50000 RMB
|
营运汽车意外身故及残疾
Coach death and disability
|
2万
20000 RMB
|
特色服务
Features
遍布全球的医疗网络
First-class Network Hospitals
我们在中国建立了一个以三甲医院的特需门诊为主的高端医疗网络。网络医院包含公立医院,外资医院,合资医院以及私人医院等。这些医院大多是当地领先的医院,有一流的设备和经验丰富的医疗队伍,很多医院能够提供双语甚至多语服务来更好地为有不同语言要求的客户服务。医院列表和特色服务请咨询我们相关销售人员和服务人员。
As a professional health insurance provider, we have built a broad medical network consisted of mainly VIP departments at 3A (Class Three/Grade A) hospitals in China. Those hospitals within this network are called network hospitals, which include public hospitals, foreign hospitals, joint-venture hospitals and private hospitals. Most of them are prestigious hospitals with first-class facilities and experienced medical specialists. Many hospitals can provide bilingual or even multilingual services to better serve customers with different mother tongues. Please consult our sales agents and customer service personnel for detailed list of network hospitals.
同时,我们与加拿大的ACM公司合作,利用它海外广泛分布的医疗网络来满足客户全球就医需求。ACM的医疗网络在美国有12万家医疗机构,在美国外的约100个国家和地区里有超过700个医疗机构。作为世界领先的第三方服务管理结构,ACM会给我们的客户提供高品质和及时的医疗服务,在世界范围内满足客户医疗需求。
We also collaborate with active care management (ACM) in Canada, a leading third party administrator that provides oversea medical network for us. ACM has a network of 120,000 healthcare organizations in the U.S.A. Excluding U.S.A, there are over 700 healthcare organizations in over 100 countries and regions. ACM will provide high quality and prompt healthcare services to our clients to make medical services accessible more easily worldwide.
网络医院直接结算
Network Hospital Direct Billing
当您就诊时,可再我们的网络医院享受直接结算服务,省去了大量先进垫付和传统理赔提交材料和繁琐的手续为您带来的不便。
Direct billing service is available at our widely located network hospitals to save your large-sum cash payment and the trouble of submitting claim materials.
网络医院门诊预约
Network Hospital Appointment Assistance
我们的网络医院预约服务(目前限于上海,北京,广州)可以省去您在医院等待的时间和预约带来的麻烦。当您有门诊需求时,您只需要拨打我们的双语服务热线400-8833-663,我们就会根据您的情况帮您预约适合的平安网络医院和高资历的专家(副主任医师或主任医师)。
Our appointment assistance service (currently available at Shanghai, Beijing and Guangzhou) can save you a lot of time and trouble. Our customer service specialist will help you make out-patient appointment with our network hospitals and specialists according to your medical conditions once you call our helpline 400-8833-663. You can choose any hospital within our network or be referred to the hospital that suits your needs best by our specialists.
北京地区网络医院列表
Network Provider List in Beijing
序号
|
医院名称
Name of Provider
|
医院性质
Nature of Investor
|
1
|
首都医科大学附属北京天坛医院特需门诊
Beijing Tiantan Hospital Affiliated to Capital Medical University, Special Medical Dept.
|
公立
Public
|
2
|
北京军区总医院特需医疗部
General Hospital of PLA (Beijing Region), Special Medical Dept.
|
公立
Public
|
3
|
中国人民解放军海军总医院特需中心
Clinic of Navy General Hospital of PLA, VIP Dept
|
公立
Public
|
4
|
中国人民解放军305医院
No.305 Hospital of PLA
|
公立
Public
|
5
|
卫生部中日友好医院国际医疗部
International Medical Dept, China-Japan Friendship Hospital, Ministry of Health
|
公立
Public
|
6
|
北京市健宫医院特需医疗部
Beijing Jiangong Hospital, VIP Dept
|
公立
Public
|
7
|
首都医科大学附属北京红十字朝阳医院特需门诊
Beijing Chaoyang Hospital affiliated to Capital Medical University
|
公立
Public
|
8
|
北京大学口腔医院第三门诊部
The Third Clinic of Stomatology Hospital affiliated to Peking University
|
公立
Public
|
9
|
中国医学科学院北京协和医院国际医疗部
Peking Union Medical College Hospital, International Medical Department
|
公立
Public
|
10
|
首都医科大学附属北京友谊医院医疗保健中心
Beijing Youyi Hospital Affiliated to Capital Medical University, Medical Healthcare Center
|
公立
Public
|
11
|
中国人民解放军总医院健康医学中心
Health Medical Center,general hospital of PLA
|
公立
Public
|
12
|
中国医学科学院阜外心血管病医院
Fuwai Hospital Affiated to Chinese Academy of Medical Sciences
|
公立
Public
|
13
|
北京和睦家亮马诊所
United Family Liangma Clinic?
|
外资
Foreign
|
14
|
北京港澳国际医务诊所
Hong Kong International Medical Clinic of Beijing
|
外资
Foreign
|
15
|
北京地坛医院综合科(高干特需)
Beijing Ditan Hospital
|
外资
Foreign
|
16
|
北京国际医疗中心
Beijing International Medical Center
|
外资
Foreign
|
17
|
北京爱康医院
Beiijng Aokang Hospital
|
外资
Foreign
|
18
|
北京东方美华医院
Beijing American-Sino Hospital
|
外资
Foreign
|
19
|
维世达诊所
Vista Clinic
|
外资
Foreign
|
20
|
北京庇利积臣门诊部
Bayley and Jackson Clinic, Beijing
|
外资
Foreign
|
21
|
北京美中宜和妇儿医院
AMCARE Women's & Children's Hospital
|
外资
Foreign
|
22
|
北京和睦家医院
Beijing United Family Hospital and Clinics
|
外资
Foreign
|
23
|
北京和睦家建国门保健中心
Beijing United Family Health & Wellness Center - Jianguomen
|
外资
Foreign
|
24
|
北京和睦家顺义诊所
Beijing United Family Clinic - Shunyi
|
外资
Foreign
|
25
|
北京新世纪国际儿童医院
Beijing New Century Inter-national Children's Hospital
|
民营
Private
|
26
|
北京崔月犁传统医学研究中心平心堂中医门诊部
Traditional Chinese Medicine Clinic, Ping Xin Tang
|
民营
Private
|
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